Free The Drones Personal Finance Blog

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Reducing Interest Rates on Credit Cards

16 August 2006

You’d be suprised, but it can be as simple as calling your credit card company. That’s what Blogging Away Debt says she did. It didn’t work at first – but then she started paying more than the monthly minimum, gradually increasing her credit score, and she kept calling – and at some point she met the internal requirements of the company, letting her get a rate drop and save some money. That’s helped her pay down about $9,000 in credit card debt in the last six months.

Read through the post for some other creative debt solutions – including using Prosper to get a lower-rate loan to pay off some credit card debt and transfering the balance of other debt onto a 12-month, no interest card.

Discuss this on the Free the Drones Credit Forums.

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