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Tips for Young People Buying a Home

19 August 2006

Money Crashers has a post with some good tips for young people thinking about buying a house. He points out that houses are becoming increasingly expensive, putting them out of the salary range of many people in their 20’s - even though a house is one of the best investments to have. I would add to the tips:

1) Look into an FHA Loan (Fair Housing Act). It established a program operated by HUD that subsidizes loans for many first-time home buyers. You can read more about it on HUD’s website here.

2) Buy in the burbs. It won’t work in the bigger cities like New York or L.A. - but in many areas, you can still find houses within a half hour commute if you’re willing to go out a little further. Get a cheap one, and upgrade in a few years when you’ve built up some equity and have a higher income.

Discuss this on the Free the Drones Real Estate Forums.

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